Focus on Prioritizing Family Health Care and Well-Being with the best health care and medical insurance.
As a family-oriented community, Indian immigrants in Kenya understand the importance of securing their loved ones’ health and well-being, but unforeseen medical costs can be overwhelming.
The burden of medical expenses, especially in the event of an accident or major surgery, is a reality that can impact not only your savings but also your peace of mind.
Additionally, the rising cost of living, health treatments, and funeral expenses make it essential to plan ahead for your family’s future.
Introducing the Medical Assurance Plan—a comprehensive insurance policy designed to cover both your everyday medical needs and the unexpected.
This plan offers the protection and support your family deserves, ensuring that you’re financially prepared for medical emergencies, surgeries, accidents, and even funeral costs.
Features & Benefits of best health care and medical insurance.
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- Survival Benefits: Periodic health check-up benefits that help you maintain good health over time, with the balance of the sum assured paid out at maturity.
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- Surgical Expenses Reimbursement: Get coverage for surgical expenses in critical procedures such as surgeries related to the nervous system, respiratory system, and cardiovascular system, ensuring that costly treatments don’t catch you off guard.
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- Guaranteed Loyalty Bonus: Receive additional rewards for your continued commitment to the policy, enhancing your benefits the longer you stay with the plan.
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- Funeral Expense Benefit: A lump sum payment for funeral costs, providing your family with financial relief during an emotional time.
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- Accidental Death Benefit: Double the sum assured in case of accidental death, offering your family extra financial security in difficult times.
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- Total and Permanent Disability Benefit: A reliable source of income through half-yearly installments in case of permanent disability, helping you sustain your lifestyle without worry.
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Accidental Medical Expenses: Coverage for medical expenses related to accident-related injuries, including hospital bills, physiotherapy, and prescribed medications.
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Optional Riders for Added Protection:
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- Critical Illness Cover: A prepayment for critical illness conditions like heart attacks, strokes, and cancer, giving you the financial cushion needed for treatment.
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- Level Term Benefit: Enhanced cover for a specified period at affordable premiums, ensuring you’re covered when you need it most.
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- Joint Life Cover: Extend the benefits to your spouse or business partner, ensuring both of you are protected for the future.
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- Waiver of Premium: Premiums are waived if you become totally disabled, ensuring your protection without additional financial strain.
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- Double Accident Cover: Receive an additional sum assured if the policyholder passes away due to an accident.
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- Inflation Sensitive Benefit: Secure additional coverage each year to account for inflation, ensuring your policy keeps pace with rising costs.
Frequently Asked Questions:
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- What happens if I need surgery during the policy period?
The plan covers major surgeries, including those related to the nervous and respiratory systems, and more. You’ll be reimbursed for up to 50% of your sum assured for surgical treatments.
- What happens if I need surgery during the policy period?
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- Can I add my spouse to the policy?
Yes! The Joint Life Cover rider allows you to include your spouse, ensuring that both of you are protected under one policy.
- Can I add my spouse to the policy?
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- What happens if I’m permanently disabled?
If you suffer a permanent disability, the policy provides financial support through installments, helping you continue with your life without additional worries.
- What happens if I’m permanently disabled?
Secure your family’s future today with the Medical Assurance Plan—because when it comes to health, protection, and peace of mind, you can never be too prepared.