Terms and Conditions
Effective Date: 19/12/2024
Welcome to familyfuturekenya.com, operated by Shamja Insurance Agency. By using our website and services, you agree to comply with the following Terms and Conditions. Please read them carefully.
1. Introduction
1.1. These Terms and Conditions govern your use of our website and the services provided by Shamja Insurance Agency.
1.2. Our primary service is offering life cover insurance products tailored for Indian immigrants residing in Kenya.
1.3. By accessing or using this website, you acknowledge that you have read, understood, and agree to these terms.
2. Eligibility
2.1. You must be at least 18 years old to use our services.
2.2. By using this website, you represent and warrant that you are legally capable of entering into binding agreements.
3. Services Provided
3.1. Shamja Insurance Agency offers life cover insurance plans, including a 10-year money-back plan with life cover.
3.2. All insurance policies are subject to approval, and specific terms will be detailed in your policy documents.
3.3. Information provided on this website is for general informational purposes and does not constitute a binding offer.
4. User Responsibilities
4.1. You agree to provide accurate and complete information when requesting services or submitting inquiries.
4.2. You are responsible for maintaining the confidentiality of your account details, where applicable.
4.3. Misuse of this website, including providing false information, is strictly prohibited.
5. Privacy
5.1. Your privacy is important to us. Please refer to our privacy policy for details on how we collect, use, and protect your personal information.
5.2. By using our website, you consent to the processing of your personal data as outlined in our Privacy Policy.
6. Payment Terms
6.1. Payments for insurance policies must be made as per the terms outlined in your individual policy agreement.
6.2. All prices are quoted in Kenyan Shillings (KES) unless stated otherwise.
6.3. Late or failed payments may result in cancellation or suspension of your policy.
7. Limitation of Liability
7.1. Shamja Insurance Agency is not liable for any indirect, incidental, or consequential damages arising from the use of our services or website.
7.2. We make no guarantees regarding the availability, accuracy, or completeness of information on this website.
8. Intellectual Property
8.1. All content on this website, including text, graphics, logos, and images, is the property of Shamja Insurance Agency or its licensors and is protected by copyright laws.
8.2. Unauthorized reproduction or use of any content is prohibited without prior written consent.
9. Third-Party Links
9.1. Our website may contain links to third-party websites. These links are provided for your convenience and do not signify endorsement.
9.2. Shamja Insurance Agency is not responsible for the content or practices of third-party websites.
10. Governing Law
10.1. These Terms and Conditions are governed by the laws of Kenya.
10.2. Any disputes arising from these terms will be subject to the exclusive jurisdiction of the Kenyan courts.
11. Changes to Terms
11.1. We reserve the right to update or modify these Terms and Conditions at any time. Changes will be effective immediately upon posting on this website.
11.2. Continued use of the website constitutes acceptance of the revised terms.
12. Contact Information
If you have any questions about these Terms and Conditions, please contact us:
- Email: [email protected]
- Address: P.O. Box 14453-00100, Nairobi, Kenya
Thank you for choosing Shamja Insurance Agency. We are committed to providing exceptional service to Indian immigrants in Kenya.