Nguzo Ya Jamii: Community Funeral & Education Protector
Life’s hardest moments should never drain your family’s savings. Nguzo Ya Jamii is our stand-alone funeral expense plan that also funds your loved ones’ education—ensuring dignity today and hope tomorrow.
Why Choose Nguzo Ya Jamii?
- Group Coverage: One policy can include you, your spouse, up to 4 children, plus parents and in-laws—up to 80 years old.
- Flexible Terms: Pick a 5- or 10-year term that matches your needs.
- Multiple Sum Assured Options: KES 50,000 · 100,000 · 250,000 · 500,000—your choice, paid on death.
- Waiver of Premium: If the principal member dies, we waive future premiums for spouse & children so the cover continues uninterrupted.
- Education Grant: On principal’s death, we add an extra 30% of the sum assured to fund your children’s schooling.
- Quick, Hassle-Free Claims: Submit minimal docs (death notice, ID/birth certs, burial permit), and we aim to pay within 48 hours.
- Survival Bonus: No claims? Get back 30% of your total premiums at term end—your loyalty pays off.
- No Surrender Value: Pure protection—no tempting cash-out that could leave you underinsured.
Frequently Asked Questions
A dedicated funeral expense plan that also provides an education grant—designed for families, chamas and saccos who want collective cover and growth.
Principals aged 18–60, their spouse (18–60), up to four children (1 month–21 years), and optionally two parents & two in-laws (up to 80 years).
Choose from KES 50,000, 100,000, 250,000 or 500,000. The same level applies to all covered members.
Premiums vary by sum assured, age and number of members. You pay monthly, quarterly, half-yearly or yearly—whichever suits your group’s cash flow.
Yes—a waiver of premium automatically applies if the principal member dies, so your group stays covered at no extra cost.
- Principal dies: Sum assured + 30% education grant.
- Spouse/parents/children: Full sum assured.
6 months for principal, spouse & children (accident immediate); 12 months for parents/in-laws (accident immediate).
Send us a death notice, ID/birth certificates & burial permit (max 5 claims/year). Our team processes within 48 hours—because your community deserves fast support.
At term end, you’ll receive 30% of all premiums paid as a survival bonus—turning protection into savings.
Complete our online quote form below, call us at +2547 230 445 , or chat on WhatsApp for a personalized proposal in minutes.